Mike Schneider

Melinda Emerson, Succeed As Your Own Boss, Ed Fulbright,

Covid-19 has created a lot of financial worries, which can wreak havoc for entrepreneurs — from business decisions to personal relationships. PPP loans may be a lifeline, but only if there’s plan in place to ensure everything’s done by the rules and the documentation to prove it — or business owners may miss out on loan forgiveness.

Have you ever worried that your low credit score will cause you to suffer the humiliation of being declined for credit cards, car loans, a mortgage, or even that rental apartment you fell in love with? What about getting turned down for your dream job? Having a better credit or credit score can improve: 1. Lower your interest rate on Loans and Credit Cards 2. Easier Approval for Credit 3. Higher Credit Limits that can increase your credit score 4. Easier to Get Approved as a Tenant 5. Easier Approval for Mortgage 6. Lower auto insurance 7. Easier Approval for Cell Phone contract 8. Save on Security Deposits for Utility Bills 9. Increase your odds of landing a job

Humans are prone to the herd instinct. Investors are often no exception. When everyone is buying, investors typically buy; when everyone is selling, they sell. In 2009, during the worst of the recession, a group of investors put under contract an apartment that had been foreclosed on by the lender. It took the investors 6 months to find a lender who would finance the property. Today the property is by far one of the best investments of the group. The value has shot up dramatically and the property has become a cash cow. Are all the bargains gone in a high priced market? We don’t believe so, but finding them is certainly more challenging. Anytime can be a good time to buy. But if you go along the crowd and sit on the sidelines with them, you may miss out on the best deals. Joining us for our discussion on Starting In Commercial Real Estate Investing is Doug Marshall who is calling in from his Portland Oregon office. After nearly four decades in the commercial real estate business – including financing, property management, and as an investor, Doug Marshall decided to write a book and share his secrets. He founded Marshall Commercial Funding, Inc., a commercial mortgage brokerage firm located in Portland, Oregon in 2003. Marshall helps clients secure the best possible financing for their rental properties but is most proud when client’s return for help with their next financing request. For the last decade, Marshall has become an investor in eleven commercial real estate properties valued at over $50 million around the Portland, Oregon-area. An Oregon native, Marshall earned his MBA at the University of Oregon. His latest book is “Mastering The Art of Commercial Real Estate Investing ” Welcome to Mastering Your Money, is Doug Marshall.

Stock prices have soared in 2019, breaking records repeatedly, and the latest economic signals — though less robust — indicate no recession is on the horizon. Perhaps the biggest risk threatening to end the 10-year old expansion is the Federal Reserve Board’s inflation policy.