Have you ever worried that your low credit score will cause you to suffer the humiliation of being declined for credit cards, car loans, a mortgage, or even that rental apartment you fell in love with? What about getting turned down for your dream job? Having a better credit or credit score can improve: 1. Lower your interest rate on Loans and Credit Cards 2. Easier Approval for Credit 3. Higher Credit Limits that can increase your credit score 4. Easier to Get Approved as a Tenant 5. Easier Approval for Mortgage 6. Lower auto insurance 7. Easier Approval for Cell Phone contract 8. Save on Security Deposits for Utility Bills 9. Increase your odds of landing a job

The words Millennial and Baby Boomers are seldom used in the same sentence. Even more rare, as a way to connect the two generations in a show of solidarity. Today we will discuss these two distinct generations to illustrate how they can learn valuable lessons from each other simply by listening more closely and sharing more freely. Baby Boomers are people born between 1946 to 1964 and Millennials between 1981 to 1996. No artificial barriers should divide the two generations. If we are to understand each other more fully, we should try to embody mutual values and best practices in how to create an ideal quality of life, how to face the future for mutual enrichment, and how to give back to each other and to society at large.

By any measure, we spend about half of our time thinking about something other than what we’re supposed to be doing. At work, this can be especially lethal to our projects and, along with them, our job satisfaction and success. Yet few people understand the degree to which routine diversions impact our performance. In fact, how many of us consider interruptions and distractions as just part of the job? But they aren’t, nor should they be, particularly when our precious projects are on the line. To start, let’s differentiate between interruptions, or externally driven diversions, and distractions, or internally driven diversions. Of the two, interruptions tend to be harder to deal with because they usually involve other living beings — say, a meddling micromanager, a chatty coworker, or even a playful pup. But distractions, particularly in the digital age, can be just as difficult. Who among us hasn’t allowed a ‘quick’ Facebook or email check devolve into 45 minutes we’ll never get back? Though minimizing distractions and interruptions may require different solutions, the solutions themselves share a common thread: They require recognizing the ‘entry point’ and then uncovering how to counter it. By focusing on entry points, we can actually prevent distractions and interruptions rather than just react to them. After all, once we’re diverted, we lose valuable momentum and oftentimes the will to recover it. So, whether interruptions or diversions, here are nine ways to deal with project diversions — and do your best work.

Thanks to the #MeToo movement, companies are widely acknowledging the reality of sexual harassment and taking steps to protect employees. Driven by celebrity activists, the Time’s Up campaign is aiming to close the wage gap and shatter that glass ceiling. Yet, in workplaces across America, discrimination against women persists. Too often, bright, proficient, and extremely dedicated women are overlooked by their superiors, overshadowed by their male peers, and seethe in silence or worse, blame themselves. More influence on the job almost always means more money. After all, with more influence you can get that promotion, make more sales, get more people to like you. Joining us for our discussion Building Your Authority is Ron Price who is calling in from his Boise Idaho office. Ron Price is an internationally recognized business advisor, executive coach, speaker, and author who has worked in 15 countries and served in nearly every level of executive management over the past 40 years. The former president of a mult-million dollar international company, in 2004 he started Price Associates, a global leadership advisory firm. His latest co-authored book is Growing Influence Welcome to Mastering Your Money, is Ron Price .

Family businesses are fraught with conflict, tension and a distinct lack of sophistication. Still some of the most successful companies in the world are family-owned and have succeeded through multiple generations. Now current sociopolitical and economic forces are threatening the very survival of family businesses. It has been cited by numerous credible sources that only 40% of family owned businesses are now surviving to the second generation, 12% to the third, and 3% to the fourth and these statistics are rapidly diminishing. But there are several things that have kept family businesses as one of the strongest sectors of the economy. It is their fortitude, resilience and indomitable will. The secret to saving the fate of family businesses lies in the behavior of the family business leaders. The overriding tenant of this book is that, “behavior precede performance.” If we can positively influence the behavior of family members they will perform at a higher level. They will win more cooperation from others, achieve higher goals and produce more fruitful outcomes. This book examines how impacting behavior dramatically improves performance and can sustain the entire enterprise for generations.

There are approximately 35 million people who are millionaires in the world. As Robert J. Samuelson states so perfectly in The Washington Post, "That's about 5 percent of the U.S. adult population (241 million in 2014), or one in 20. Rarefied, yes; exclusive, no." Though the population numbers have gone up in the last year, they still prove a point. It's totally possible for you to become a millionaire. I will tell you that a lot of people will need more than a million dollar. Wealth is nothing more than a byproduct of success. The pursuit of success is dependent upon the desire to succeed and become wealthy. Wealth, therefore, is the carrot at the end of the stick. Take away that carrot and you remove the desire to succeed. Socialism not only takes away that carrot, it renders obsolete all of the necessary ingredients that make success possible: a hard work ethic, creativity, persistence, genius, good habits, overcoming fear and the courageous pursuit of dreams and goals. Success is therefore impossible in a Socialist society – why pursue success if the carrot at the end of the stick, wealth, is removed? America’s founding fathers knew this. While becoming a millionaire rarely occurs overnight, it's still an achievable dream if you work hard and use these habits: Todays show is about Millionare’s Frugal Habits is Markeith Gentry who is the WNCU’s Production Assistant and makes sure Mastering Your Money is available to our listeners. Welcome back to Mastering Your Money, Markeith Gentry

Too many managers obsess about the possibility of failure instead of building the safety nets that promote success. They spend far too much time reminding people about the consequences if things go wrong instead of clarifying what things will look like if they go right. But why? Many people get promoted into the management ranks because of their critical-thinking skills, particularly in industries like consulting, engineering, and technology. Such skills allow for accurate problem-solving, and they help uncover flaws and mitigate, minimize, and control risks. The danger occurs, however, when critical thinkers place a disproportionate amount of attention on “all the things that can go wrong.” When managers continuously obsess about all the bad things that must be avoided, they end up injecting workers with so much anxiety that it creates an untenable amount of performance pressure, undermining their confidence and creating, ironically, an unsafe situation.

Developing a creation mindset, where you begin to see possibilities everywhere, is a learned skill. The chances of landing on a good idea are improved exponentially by incorporating a wide range of viewpoints. Applying techniques of improvisational comedy helps in proactively coming up with new ideas that can lead to innovation. Part of the joy of doing improve comes from the fact that, as a performer, you are allowed to follow wherever the scene goes without any real expectation to end up anywhere. The unknown, far from being scary, becomes limitless opportunity. The ability to build off of each other’s ideas invariably leads to unexpected places. It doesn’t matter if it’s a joke, a concept or a product, no idea is fully formed right out of the gate. The ability to build off of other’s ideas invariably leads to unexpected places. It enhances the process of going from starter concepts, to bigger and more expansive ideas — and, with some further assessment, editing and iteration, to full-blown realization and success.